:root {
  --bg: #06111f;
  --bg-deep: #040b16;
  --bg-grid: rgba(123, 173, 255, 0.08);
  --surface: rgba(11, 23, 43, 0.76);
  --surface-strong: rgba(12, 27, 50, 0.94);
  --surface-soft: rgba(16, 35, 63, 0.68);
  --surface-light: rgba(17, 40, 72, 0.82);
  --ink: #eef4ff;
  --ink-soft: #9eb2cf;
  --line: rgba(144, 181, 240, 0.16);
  --line-strong: rgba(144, 181, 240, 0.26);
  --accent: #79ffd2;
  --accent-strong: #2ae6b5;
  --accent-blue: #5ca6ff;
  --accent-gold: #ffd671;
  --shadow-lg: 0 34px 90px rgba(0, 0, 0, 0.42);
  --shadow-md: 0 18px 44px rgba(0, 0, 0, 0.3);
  --radius-xl: 32px;
  --radius-lg: 26px;
  --radius-md: 20px;
  --radius-sm: 14px;
  --container: 1180px;
  --transition: 260ms ease;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  background: #040914;
}

body {
  margin: 0;
  min-height: 100vh;
  font-family: "Manrope", sans-serif;
  color: var(--ink);
  line-height: 1.55;
  background-color: #040914;
  background:
    radial-gradient(circle at 15% 10%, rgba(57, 128, 255, 0.22), transparent 26%),
    radial-gradient(circle at 82% 14%, rgba(29, 230, 181, 0.16), transparent 22%),
    radial-gradient(circle at 50% 90%, rgba(255, 214, 113, 0.1), transparent 30%),
    linear-gradient(180deg, #091524 0%, #050d18 58%, #040914 100%);
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  background-image:
    linear-gradient(to right, transparent 0, transparent calc(100% - 1px), var(--bg-grid) calc(100% - 1px)),
    linear-gradient(to bottom, transparent 0, transparent calc(100% - 1px), var(--bg-grid) calc(100% - 1px));
  background-size: 84px 84px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.26), transparent 78%);
  pointer-events: none;
  z-index: 0;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
textarea,
select {
  font: inherit;
}

.site-shell {
  position: relative;
  overflow: clip;
}

.site-shell::before,
.site-shell::after {
  content: "";
  position: fixed;
  width: 420px;
  height: 420px;
  border-radius: 999px;
  filter: blur(110px);
  pointer-events: none;
  z-index: 0;
  opacity: 0.55;
}

.site-shell::before {
  top: -120px;
  right: -120px;
  background: rgba(92, 166, 255, 0.26);
}

.site-shell::after {
  bottom: -180px;
  left: -120px;
  background: rgba(42, 230, 181, 0.16);
}

.container {
  position: relative;
  z-index: 1;
  width: min(100% - 40px, var(--container));
  margin: 0 auto;
}

.hero {
  padding: 28px 0 78px;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 12px 16px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(8, 18, 34, 0.72);
  backdrop-filter: blur(18px);
  box-shadow: 0 18px 50px rgba(0, 0, 0, 0.26);
}

.brand {
  font-family: "Sora", sans-serif;
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
  color: var(--ink-soft);
}

.nav-links a {
  transition: color var(--transition);
}

.nav-links a:hover,
.nav-links a:focus-visible {
  color: var(--ink);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.04fr) minmax(360px, 0.96fr);
  gap: 42px;
  align-items: center;
  padding-top: 56px;
}

.eyebrow,
.section-kicker,
.source-date {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 22px;
  color: #8fd3ff;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow::before,
.section-kicker::before {
  content: "";
  width: 34px;
  height: 1px;
  background: currentColor;
  opacity: 0.4;
}

.hero-copy h1,
.section-heading h2,
.split-band__copy h2,
.cta-panel h2,
.disclaimer-copy h2 {
  margin: 0;
  font-family: "Sora", sans-serif;
  letter-spacing: -0.04em;
  line-height: 1.02;
}

.hero-copy h1 {
  max-width: 12ch;
  font-size: clamp(3rem, 6vw, 5.2rem);
}

.hero-lead,
.section-heading p,
.split-band__copy p,
.cta-panel p,
.disclaimer-copy p {
  margin: 18px 0 0;
  max-width: 62ch;
  color: var(--ink-soft);
  font-size: 1.08rem;
}

.hero-actions,
.review-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0 24px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 800;
  transition:
    transform var(--transition),
    box-shadow var(--transition),
    background-color var(--transition),
    border-color var(--transition),
    color var(--transition);
}

.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
}

.button--primary,
.button--core,
.button--bank {
  color: #04111f;
  background: linear-gradient(135deg, var(--accent) 0%, #8cc3ff 100%);
  box-shadow: 0 18px 32px rgba(92, 166, 255, 0.22);
}

.button--secondary,
.button--nav,
.button--quiet {
  color: var(--ink);
  border-color: var(--line-strong);
  background: rgba(18, 36, 64, 0.68);
  backdrop-filter: blur(14px);
}

.hero-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 30px;
}

.metric-card,
.mini-panel,
.review-box,
.faq-item,
.source-panel {
  border: 1px solid var(--line);
  background: linear-gradient(180deg, rgba(16, 34, 60, 0.84), rgba(10, 22, 42, 0.72));
  backdrop-filter: blur(18px);
  box-shadow: var(--shadow-md);
}

.metric-card {
  display: grid;
  gap: 6px;
  padding: 18px;
  border-radius: var(--radius-md);
}

.metric-card strong {
  font-family: "Sora", sans-serif;
  font-size: 1.5rem;
  line-height: 1;
}

.metric-card span {
  color: var(--ink-soft);
  font-size: 0.95rem;
}

.hero-points {
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 12px;
}

.hero-points li,
.disclaimer-list li {
  position: relative;
  padding-left: 22px;
  color: #dce6f8;
}

.hero-points li::before,
.disclaimer-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.66em;
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--accent), var(--accent-blue));
  box-shadow: 0 0 0 6px rgba(121, 255, 210, 0.08);
}

.hero-points strong {
  color: #ffffff;
}

.hero-showcase {
  position: relative;
  min-height: 640px;
}

.showcase-core,
.showcase-card {
  position: absolute;
  border: 1px solid var(--line);
  backdrop-filter: blur(18px);
  box-shadow: var(--shadow-lg);
}

.showcase-core {
  inset: 112px 58px 108px 58px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 40px;
  border-radius: var(--radius-xl);
  background:
    radial-gradient(circle at top right, rgba(121, 255, 210, 0.12), transparent 26%),
    radial-gradient(circle at bottom left, rgba(92, 166, 255, 0.14), transparent 32%),
    linear-gradient(180deg, rgba(12, 25, 46, 0.95), rgba(8, 18, 34, 0.86));
}

.showcase-core::before {
  content: "";
  position: absolute;
  inset: 16px;
  border-radius: calc(var(--radius-xl) - 10px);
  border: 1px solid rgba(255, 255, 255, 0.05);
  pointer-events: none;
}

.showcase-label {
  margin: 0 0 12px;
  color: #9bd5ff;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.showcase-core h2 {
  margin: 0;
  font-family: "Sora", sans-serif;
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.08;
}

.showcase-core p {
  margin: 16px 0 0;
  color: var(--ink-soft);
}

.showcase-card {
  width: 220px;
  padding: 18px 18px 20px;
  border-radius: 22px;
  color: #fff;
  background: linear-gradient(180deg, rgba(18, 39, 69, 0.9), rgba(12, 24, 43, 0.82));
  animation: float-card 7s ease-in-out infinite;
}

.showcase-card::before {
  content: "";
  position: absolute;
  top: 14px;
  left: 16px;
  right: 16px;
  height: 2px;
  border-radius: 999px;
  opacity: 0.85;
}

.showcase-card strong {
  display: block;
  margin-top: 18px;
  font-family: "Sora", sans-serif;
  font-size: 1.02rem;
}

.showcase-card p {
  margin: 10px 0 0;
  color: #c8d8ee;
  font-size: 0.92rem;
}

.showcase-rank {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 30px;
  padding: 0 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  font-size: 0.78rem;
  font-weight: 800;
}

.showcase-card--tbank {
  top: 26px;
  left: 24px;
  transform: rotate(-8deg);
}

.showcase-card--tbank::before {
  background: linear-gradient(90deg, #f2c94c, #ffffff);
}

.showcase-card--alfa {
  top: 18px;
  right: 6px;
  transform: rotate(7deg);
  animation-delay: -0.8s;
}

.showcase-card--alfa::before {
  background: linear-gradient(90deg, #ff7681, #ffb7bf);
}

.showcase-card--vtb {
  top: 214px;
  left: 0;
  transform: rotate(-5deg);
  animation-delay: -1.6s;
}

.showcase-card--vtb::before {
  background: linear-gradient(90deg, #59a5ff, #a9ceff);
}

.showcase-card--ozon {
  right: 20px;
  bottom: 44px;
  transform: rotate(7deg);
  animation-delay: -2.4s;
}

.showcase-card--ozon::before {
  background: linear-gradient(90deg, #6ac4ff, #e2f5ff);
}

.showcase-card--otp {
  left: 74px;
  bottom: 8px;
  transform: rotate(-10deg);
  animation-delay: -3.2s;
}

.showcase-card--otp::before {
  background: linear-gradient(90deg, #7bffd4, #caffee);
}

.section {
  padding: 34px 0 84px;
}

.section-heading {
  display: grid;
  gap: 2px;
  margin-bottom: 28px;
}

.section-heading h2 {
  font-size: clamp(2rem, 4vw, 3.4rem);
}

.comparison-table-wrap {
  overflow: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  background: linear-gradient(180deg, rgba(11, 24, 44, 0.9), rgba(8, 19, 36, 0.82));
  backdrop-filter: blur(18px);
  box-shadow: var(--shadow-lg);
}

.comparison-table {
  width: 100%;
  min-width: 980px;
  border-collapse: collapse;
}

.comparison-table th,
.comparison-table td {
  padding: 22px 20px;
  border-bottom: 1px solid rgba(144, 181, 240, 0.1);
  text-align: left;
  vertical-align: top;
}

.comparison-table thead th {
  color: #93aad0;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.comparison-table tbody tr:last-child td {
  border-bottom: 0;
}

.table-row {
  --row-accent: var(--accent-blue);
  --row-soft: rgba(92, 166, 255, 0.08);
  background: linear-gradient(90deg, var(--row-soft), transparent 58%);
}

.table-row--tbank {
  --row-accent: #f3cc5f;
  --row-soft: rgba(243, 204, 95, 0.1);
}

.table-row--alfa {
  --row-accent: #ff7f8c;
  --row-soft: rgba(255, 127, 140, 0.1);
}

.table-row--vtb {
  --row-accent: #64b0ff;
  --row-soft: rgba(100, 176, 255, 0.1);
}

.table-row--ozon {
  --row-accent: #69c8ff;
  --row-soft: rgba(105, 200, 255, 0.1);
}

.table-row--otp {
  --row-accent: #79ffd2;
  --row-soft: rgba(121, 255, 210, 0.1);
}

.table-row td:first-child {
  box-shadow: inset 3px 0 0 var(--row-accent);
}

.comparison-table strong {
  display: block;
  font-size: 1rem;
}

.comparison-table span {
  display: block;
  margin-top: 6px;
  color: var(--ink-soft);
  font-size: 0.92rem;
}

.comparison-table .is-featured {
  background:
    linear-gradient(90deg, var(--row-soft), transparent 64%),
    rgba(13, 28, 49, 0.78);
}

.table-rank {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 52px;
  min-height: 36px;
  padding: 0 14px;
  border-radius: 999px;
  color: #06111f;
  background: linear-gradient(135deg, #d6f5ff 0%, var(--accent) 100%);
  font-weight: 800;
}

.table-row .table-rank {
  background: linear-gradient(135deg, var(--row-accent) 0%, #ecf5ff 100%);
}

.table-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 16px;
  width: max-content;
  min-width: max-content;
  border-radius: 999px;
  color: #04111f;
  background: linear-gradient(135deg, var(--accent) 0%, #8cc3ff 100%);
  font-weight: 800;
  white-space: nowrap;
  transition: transform var(--transition), box-shadow var(--transition);
}

.table-row .table-link {
  background: linear-gradient(135deg, var(--row-accent) 0%, #ecf5ff 100%);
}

.table-row--tbank .table-link,
.table-row--otp .table-link {
  color: #04111f;
}

.table-row--alfa .table-link,
.table-row--vtb .table-link,
.table-row--ozon .table-link {
  color: #ffffff;
  background: linear-gradient(135deg, color-mix(in srgb, var(--row-accent) 92%, black 8%) 0%, var(--row-accent) 100%);
}

.table-link:hover,
.table-link:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 16px 30px rgba(92, 166, 255, 0.24);
}

.section-footnote {
  margin: 18px 0 0;
  color: var(--ink-soft);
}

.split-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 0.95fr);
  gap: 28px;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  background:
    radial-gradient(circle at top right, rgba(121, 255, 210, 0.08), transparent 24%),
    linear-gradient(180deg, rgba(12, 26, 47, 0.92), rgba(8, 18, 34, 0.8));
  box-shadow: var(--shadow-lg);
}

.split-band__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.mini-panel {
  padding: 22px;
  border-radius: var(--radius-md);
}

.mini-panel strong {
  display: block;
  margin-bottom: 10px;
  font-family: "Sora", sans-serif;
  font-size: 1rem;
}

.mini-panel p {
  margin: 0;
  color: var(--ink-soft);
}

.review-stack {
  display: grid;
  gap: 26px;
}

.review-card {
  --bank-accent: var(--accent-blue);
  --bank-soft: rgba(92, 166, 255, 0.16);
  position: relative;
  overflow: hidden;
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  background:
    radial-gradient(circle at top right, var(--bank-soft), transparent 22%),
    linear-gradient(180deg, rgba(12, 26, 47, 0.94), rgba(8, 19, 37, 0.82));
  box-shadow: var(--shadow-lg);
}

.review-card::before {
  content: "";
  position: absolute;
  left: 24px;
  right: 24px;
  top: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--bank-accent), transparent);
}

.review-card::after {
  content: "";
  position: absolute;
  right: -60px;
  top: -40px;
  width: 220px;
  height: 220px;
  border-radius: 999px;
  background: var(--bank-soft);
  filter: blur(70px);
  opacity: 0.85;
  pointer-events: none;
  z-index: 0;
}

.review-card > * {
  position: relative;
  z-index: 1;
}

.review-card--tbank {
  --bank-accent: #f3cc5f;
  --bank-soft: rgba(243, 204, 95, 0.16);
}

.review-card--alfa {
  --bank-accent: #ff7f8c;
  --bank-soft: rgba(255, 127, 140, 0.14);
}

.review-card--vtb {
  --bank-accent: #64b0ff;
  --bank-soft: rgba(100, 176, 255, 0.14);
}

.review-card--ozon {
  --bank-accent: #69c8ff;
  --bank-soft: rgba(105, 200, 255, 0.14);
}

.review-card--otp {
  --bank-accent: #79ffd2;
  --bank-soft: rgba(121, 255, 210, 0.12);
}

.review-card__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 22px;
}

.review-meta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}

.bank-chip {
  display: inline-flex;
  align-items: center;
  min-height: 32px;
  padding: 0 12px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  background: rgba(255, 255, 255, 0.04);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.bank-chip--tbank {
  color: #f3cc5f;
  background: rgba(243, 204, 95, 0.1);
}

.bank-chip--alfa {
  color: #ff9aa4;
  background: rgba(255, 127, 140, 0.12);
}

.bank-chip--vtb {
  color: #86c6ff;
  background: rgba(100, 176, 255, 0.12);
}

.bank-chip--ozon {
  color: #8fd8ff;
  background: rgba(105, 200, 255, 0.12);
}

.bank-chip--otp {
  color: #8dffd9;
  background: rgba(121, 255, 210, 0.12);
}

.review-tag {
  display: inline-flex;
  align-items: center;
  min-height: 32px;
  padding: 0 14px;
  margin: 0;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.07);
  color: var(--bank-accent);
  background: rgba(255, 255, 255, 0.03);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.review-card h3 {
  margin: 0;
  font-family: "Sora", sans-serif;
  font-size: clamp(1.95rem, 3.8vw, 2.8rem);
  line-height: 1.04;
}

.review-subtitle {
  margin: 14px 0 0;
  max-width: 60ch;
  color: var(--ink-soft);
}

.review-score {
  flex: 0 0 auto;
  min-width: 110px;
  padding: 16px 18px;
  border: 1px solid color-mix(in srgb, var(--bank-accent) 34%, transparent);
  border-radius: 24px;
  text-align: center;
  color: var(--bank-accent);
  background: linear-gradient(180deg, color-mix(in srgb, var(--bank-soft) 100%, transparent), rgba(255, 255, 255, 0.02));
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.05);
}

.review-score span {
  display: block;
  font-family: "Sora", sans-serif;
  font-size: 2rem;
  font-weight: 800;
  line-height: 1;
}

.review-score small {
  color: var(--ink-soft);
}

.review-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
  margin-top: 24px;
}

.review-box {
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, 0.05);
  border-radius: 22px;
  background: linear-gradient(180deg, rgba(16, 35, 63, 0.74), rgba(9, 21, 39, 0.76));
}

.review-card .review-box:first-child {
  border-color: color-mix(in srgb, var(--bank-accent) 30%, transparent);
  background:
    linear-gradient(180deg, color-mix(in srgb, var(--bank-soft) 100%, transparent), rgba(9, 21, 39, 0.8)),
    linear-gradient(180deg, rgba(16, 35, 63, 0.74), rgba(9, 21, 39, 0.76));
}

.review-box h4 {
  margin: 0 0 12px;
  color: var(--bank-accent);
  font-size: 0.84rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.review-box p,
.review-box ul,
.review-box a {
  margin: 0;
  color: var(--ink-soft);
}

.review-box ul {
  padding-left: 18px;
}

.review-box li + li {
  margin-top: 8px;
}

.review-box a {
  color: var(--ink);
  text-decoration: underline;
  text-decoration-color: rgba(255, 255, 255, 0.16);
  text-underline-offset: 4px;
}

.review-card .button--bank {
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.review-card--tbank .button--bank {
  color: #111111;
  background: linear-gradient(135deg, #f3cc5f 0%, #fff1ae 100%);
  box-shadow: 0 18px 32px rgba(243, 204, 95, 0.2);
}

.review-card--alfa .button--bank {
  color: #ffffff;
  background: linear-gradient(135deg, #da394c 0%, #ff8b98 100%);
  box-shadow: 0 18px 32px rgba(255, 127, 140, 0.22);
}

.review-card--vtb .button--bank {
  color: #ffffff;
  background: linear-gradient(135deg, #2472ff 0%, #7bc1ff 100%);
  box-shadow: 0 18px 32px rgba(100, 176, 255, 0.22);
}

.review-card--ozon .button--bank {
  color: #ffffff;
  background: linear-gradient(135deg, #0e7df6 0%, #82dbff 100%);
  box-shadow: 0 18px 32px rgba(105, 200, 255, 0.22);
}

.review-card--otp .button--bank {
  color: #04111f;
  background: linear-gradient(135deg, #79ffd2 0%, #c5fff0 100%);
  box-shadow: 0 18px 32px rgba(121, 255, 210, 0.2);
}

.section--cta {
  padding-top: 8px;
}

.cta-panel,
.disclaimer-panel {
  display: grid;
  gap: 28px;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: var(--radius-xl);
  background:
    radial-gradient(circle at top right, rgba(92, 166, 255, 0.14), transparent 24%),
    linear-gradient(180deg, rgba(12, 26, 47, 0.94), rgba(8, 18, 34, 0.82));
  box-shadow: var(--shadow-lg);
}

.cta-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.quick-cta {
  position: relative;
  min-height: 180px;
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 26px;
  color: #fff;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  gap: 10px;
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.quick-cta::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.05), transparent 38%);
  pointer-events: none;
}

.quick-cta strong {
  position: relative;
  font-family: "Sora", sans-serif;
  font-size: 1.2rem;
}

.quick-cta span {
  position: relative;
  color: #d8e6f8;
}

.quick-cta:hover,
.quick-cta:focus-visible {
  transform: translateY(-4px);
  box-shadow: 0 24px 44px rgba(0, 0, 0, 0.38);
  border-color: rgba(255, 255, 255, 0.14);
}

.quick-cta--tbank {
  border-color: rgba(243, 204, 95, 0.28);
  background:
    radial-gradient(circle at top right, rgba(243, 204, 95, 0.18), transparent 28%),
    linear-gradient(180deg, rgba(24, 24, 24, 0.98), rgba(14, 18, 23, 0.96));
}

.quick-cta--alfa {
  border-color: rgba(255, 127, 140, 0.28);
  background:
    radial-gradient(circle at top right, rgba(255, 127, 140, 0.2), transparent 30%),
    linear-gradient(180deg, rgba(105, 10, 21, 0.98), rgba(44, 8, 18, 0.96));
}

.quick-cta--ozon {
  border-color: rgba(105, 200, 255, 0.28);
  background:
    radial-gradient(circle at top right, rgba(105, 200, 255, 0.2), transparent 30%),
    linear-gradient(180deg, rgba(8, 70, 166, 0.96), rgba(7, 31, 76, 0.98));
}

.quick-cta--otp {
  border-color: rgba(121, 255, 210, 0.28);
  color: #04111f;
  background:
    radial-gradient(circle at top right, rgba(121, 255, 210, 0.24), transparent 30%),
    linear-gradient(180deg, rgba(121, 255, 210, 0.96), rgba(206, 255, 242, 0.96));
}

.quick-cta--otp span {
  color: rgba(4, 17, 31, 0.82);
}

.faq-list {
  display: grid;
  gap: 14px;
}

.faq-item {
  padding: 20px 22px;
  border-radius: 20px;
}

.faq-item summary {
  cursor: pointer;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  font-weight: 800;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "+";
  flex: 0 0 auto;
  width: 32px;
  height: 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  border: 1px solid var(--line-strong);
  color: var(--accent);
  background: rgba(255, 255, 255, 0.03);
  font-size: 1.18rem;
}

.faq-item[open] summary::after {
  content: "−";
}

.faq-item p {
  margin: 14px 0 0;
  color: var(--ink-soft);
}

.disclaimer-panel {
  grid-template-columns: minmax(0, 1fr) minmax(300px, 0.78fr);
}

.disclaimer-list {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 12px;
}

.source-panel {
  padding: 26px;
  border-radius: 26px;
}

.source-date {
  margin: 0 0 16px;
}

.source-date::before {
  display: none;
}

.source-list {
  margin: 0;
  padding-left: 18px;
  display: grid;
  gap: 10px;
}

.source-list a {
  color: var(--ink);
  text-decoration: underline;
  text-decoration-color: rgba(255, 255, 255, 0.16);
  text-underline-offset: 4px;
}

.footer {
  padding: 0 0 40px;
}

.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding-top: 8px;
  color: var(--ink-soft);
  font-size: 0.92rem;
}

[data-reveal] {
  opacity: 0;
  transform: translateY(26px);
  transition:
    opacity 700ms ease,
    transform 700ms ease;
}

[data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes float-card {
  0%,
  100% {
    translate: 0 0;
  }
  50% {
    translate: 0 -10px;
  }
}

@media (max-width: 1100px) {
  .hero-grid,
  .split-band,
  .disclaimer-panel {
    grid-template-columns: 1fr;
  }

  .showcase-core {
    inset: 110px 48px 94px 48px;
  }

  .split-band__grid,
  .review-grid,
  .cta-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 860px) {
  .hero {
    padding-top: 18px;
  }

  .nav {
    flex-direction: column;
    align-items: flex-start;
    border-radius: 28px;
    padding: 18px;
  }

  .nav-links {
    flex-wrap: wrap;
    gap: 14px 18px;
  }

  .nav .button {
    width: 100%;
  }

  .hero-grid {
    gap: 28px;
    padding-top: 32px;
  }

  .hero-metrics,
  .split-band__grid,
  .review-grid,
  .cta-grid,
  .footer-inner {
    grid-template-columns: 1fr;
  }

  .footer-inner {
    display: grid;
  }

  .hero-showcase {
    min-height: auto;
    padding-top: 10px;
  }

  .showcase-core {
    position: relative;
    inset: auto;
    margin-top: 160px;
  }

  .showcase-card {
    width: calc(50% - 10px);
    position: relative;
    inset: auto;
    transform: none !important;
  }

  .showcase-card--alfa,
  .showcase-card--ozon {
    margin-left: auto;
  }

  .showcase-card--vtb,
  .showcase-card--otp {
    margin-top: 14px;
  }

  .review-card,
  .split-band,
  .cta-panel,
  .disclaimer-panel {
    padding: 24px;
  }
}

@media (max-width: 760px) {
  .nav {
    gap: 16px;
  }

  .brand {
    width: 100%;
  }

  .nav-links {
    width: 100%;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
  }

  .nav-links a {
    padding: 10px 12px;
    border: 1px solid var(--line);
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.03);
    text-align: center;
  }

  .hero-copy h1 {
    max-width: none;
    font-size: clamp(2.4rem, 9vw, 3.6rem);
  }

  .hero-lead,
  .section-heading p,
  .split-band__copy p,
  .cta-panel p,
  .disclaimer-copy p {
    font-size: 1rem;
  }

  .hero-metrics {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero-metrics .metric-card:last-child {
    grid-column: 1 / -1;
  }

  .hero-points li {
    padding: 14px 16px 14px 34px;
    border: 1px solid var(--line);
    border-radius: 18px;
    background: rgba(255, 255, 255, 0.03);
  }

  .hero-showcase {
    display: grid;
    gap: 14px;
  }

  .showcase-core {
    order: -1;
    margin-top: 0;
  }

  .showcase-card {
    min-height: 0;
    padding: 16px;
    border-radius: 18px;
  }

  .comparison-table-wrap {
    overflow: visible;
    border: 0;
    background: transparent;
    box-shadow: none;
    backdrop-filter: none;
  }

  .comparison-table,
  .comparison-table tbody,
  .comparison-table tr,
  .comparison-table td {
    display: block;
    width: 100%;
    min-width: 0;
  }

  .comparison-table {
    min-width: 0;
  }

  .comparison-table thead {
    display: none;
  }

  .comparison-table tbody {
    display: grid;
    gap: 14px;
  }

  .comparison-table tr {
    display: grid;
    gap: 12px;
    padding: 18px;
    border: 1px solid var(--line);
    border-radius: 24px;
    background:
      linear-gradient(180deg, rgba(12, 26, 47, 0.94), rgba(8, 19, 37, 0.84));
    box-shadow: var(--shadow-md);
  }

  .comparison-table .is-featured {
    background:
      linear-gradient(180deg, rgba(16, 33, 56, 0.96), rgba(8, 19, 37, 0.88));
  }

  .comparison-table td {
    display: grid;
    gap: 6px;
    padding: 0;
    border: 0;
  }

  .comparison-table td::before {
    color: #93aad0;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
  }

  .comparison-table td:nth-child(1)::before {
    content: "Место";
  }

  .comparison-table td:nth-child(2)::before {
    content: "Карта";
  }

  .comparison-table td:nth-child(3)::before {
    content: "Кэшбэк";
  }

  .comparison-table td:nth-child(4)::before {
    content: "Бонус";
  }

  .comparison-table td:nth-child(5)::before {
    content: "Обслуживание";
  }

  .comparison-table td:nth-child(6)::before {
    content: "Оформление";
  }

  .table-row td:first-child {
    box-shadow: none;
  }

  .comparison-table td:nth-child(6) {
    margin-top: 4px;
  }

  .comparison-table td:nth-child(6) .table-link {
    width: 100%;
    justify-content: center;
  }

  .section {
    padding: 26px 0 66px;
  }

  .section-heading {
    margin-bottom: 22px;
  }

  .review-card,
  .split-band,
  .cta-panel,
  .disclaimer-panel {
    padding: 22px;
  }

  .review-meta {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }

  .review-score {
    width: 100%;
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    min-width: 0;
  }

  .review-score span,
  .review-score small {
    display: block;
  }

  .source-panel,
  .faq-item {
    padding: 18px;
  }
}

@media (max-width: 640px) {
  .container {
    width: min(100% - 24px, var(--container));
  }

  .hero {
    padding-bottom: 56px;
  }

  .eyebrow,
  .section-kicker,
  .source-date {
    gap: 8px;
    margin-bottom: 16px;
    font-size: 0.74rem;
    letter-spacing: 0.12em;
  }

  .hero-copy h1 {
    font-size: clamp(2.15rem, 10vw, 3rem);
  }

  .button {
    width: 100%;
  }

  .hero-actions,
  .review-actions {
    flex-direction: column;
  }

  .showcase-card,
  .showcase-core {
    width: 100%;
  }

  .showcase-card {
    margin-top: 14px;
  }

  .showcase-core {
    margin-top: 18px;
    padding: 24px;
  }

  .review-card__header {
    flex-direction: column;
  }

  .review-score {
    min-width: 0;
  }

  .comparison-table-wrap {
    border-radius: 24px;
  }

  .comparison-table tr {
    padding: 16px;
    border-radius: 20px;
  }

  .quick-cta {
    min-height: 148px;
    padding: 20px;
  }

  .footer {
    padding-bottom: 28px;
  }

  .footer-inner {
    gap: 10px;
    font-size: 0.88rem;
  }
}

@media (max-width: 420px) {
  .container {
    width: min(100% - 18px, var(--container));
  }

  .nav {
    padding: 14px;
    border-radius: 22px;
  }

  .nav-links {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    gap: 22px;
    padding-top: 24px;
  }

  .hero-metrics {
    grid-template-columns: 1fr;
  }

  .hero-metrics .metric-card:last-child {
    grid-column: auto;
  }

  .metric-card,
  .review-box,
  .mini-panel,
  .faq-item {
    padding: 16px;
  }

  .review-card,
  .split-band,
  .cta-panel,
  .disclaimer-panel {
    padding: 18px;
  }

  .showcase-core,
  .showcase-card {
    padding: 18px;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation: none !important;
    transition: none !important;
  }

  [data-reveal] {
    opacity: 1;
    transform: none;
  }
}